Posts tagged Personal Finance

Are credit cards a blessing or a curse?

The moment you start getting your first paycheck and setting up your bank account, you find yourself bombarded with credit card salesmen trying to make you sign-up for one. 

For the most part, they are free, so you say, “why not?” 

But then again, you find yourself approached by some other banks who want you to sign-up for their credit cards as well. 

“With our credit card, you get miles, you get free access to airport lounges, you get special discounts and offers, you get to pay now for specific merchants and install the payment in 6 months with 0% interest rate, you get, you get… and then you get some more.”

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The Secret to Attracting Fortune, Abundance and Success

It could have been a coincidence, but according to Jooyun Hong, the author of the book, “The Having”, and the guru that guided her through her journey, Suh Yoon Lee, there is no such thing as a coincidence.

Last Friday, practically, 2 days ago, I coincidentally met a friend that I haven’t seen or caught up with for a long time. We stopped for a short yet inspiring conversation and he recommended me this book, “The Having”. He actually said he finished this book at least 5 times! I mean the book was just published in February 2019.

I literally finished listening to it on audible in exactly 2 days, Saturday and today Sunday. With every chance that I can get to listen to it, I would take it, whether if it was getting ready in the morning, at the gym, in my long dreadful commute or even when painting my nails. I was hooked.

If didn’t have to go to work, I would have listened to it all night long.

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Household Expenses

It only takes an app like Wally to track your expenses and realize how much you are spending in a month.

In the past few weeks, I have come to think of myself as probably stingy compared to what I used to be, thinking many times before buying an item. Let alone the fact that I knew I didn’t really buy much stuff before and most of my spending habits were related to experiences, or shall I say going out? Traveling? Etc.

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