Depending on which country you live in, you will find some local banks that provide deals, which could prove to be useful in your savings journey.
It could be
- 0% installment plan from specific stores
- Special offers and negotiated discounts with retailers and service providers
- The interest rate on the savings account
While those discounts might seem minor, especially if you are used to the convenience of your current bank due to good customer experience or exceptional Internet banking, they could also help you have more with less.
I am not saying you have to change your bank, I am just saying, it’s worth checking what’s out there.
It might also be worth it, as adviced by a friend, to create a savings account, that:
- Doesn’t have online banking
- Doesn’t have a debit card
- Doesn’t have a credit card
This is to help you, to… to transfer the amount you want to save, and literally, not touch it.
You kind of restricting yourself from the easy access to the cash you have already saved.
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